Is there one that isn't like 250% APR and won't ruin me life? I need to be able to pay rent and bills on a place for me and future scout Jnr (i didn't show up for the termination this morning, I hope I've made the right decision) until I can get government help after she's born. I can't get anymore hours at work and not getting any if the freelance or other jobs I've applied for. So worst case scenario is I need to come with rent on a 2 bed flat for 4 months at say £700 then council tax and bills and living and shit so what? £3600 or something. Is there any wheel reach that can sort this out for me bearing in mind my credit score is shocking that won't require payments that I can't afford once I'm on benefits? So something like £60 a month. I've used loan calculators and shit but has anyone actually had experience going through a bad credit place and not been fucked over??